Everything you need to know about BHIM

Hello Readers,

Bharat Interface for Money (BHIM) is an initiative to enable fast, secure, reliable cashless payments through your mobile phone. It is interoperable with other Unified Payment Interface (UPI) applications and bank accounts. BHIM is developed by the National Payment Corporation of India (NPCI). This app is made in India and dedicated to the service of the nation.

Prime Minister Narendra Modi launched the BHIM app on 30th December 2016, to boost Digital Payments in India.

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How does it work?

Register your bank account with BHIM, and set a UPI PIN for the bank account. Your mobile number is your payment address (PA), and you can simply start transacting.

Yes! It is that simple.

Bharat Interface for Money (BHIM)

Features of BHIM

Before we move further, let’s look into the features of this app.

Send/Received Money Send money to or receive money from friends, family, and customers through a mobile number or payment address. Money can also be sent to non-UPI supported banks using IFSC and MMID. You can also collect money by sending a request and reverse payments if required.
Check Balance Check your bank balance and transactions details on the go.
Custom Payment Address Create a custom payment address in addition to your phone number.
QR Code Scan a QR code for faster entry of payment addresses. Merchants can easily print their QR Code for display.
Language supported Hindi and English. More languages to come soon.
Transaction Limits Maximum of Rs. 10,000 per transaction and Rs. 20,000 within 24 hours.
Offline Mode This app works without the internet as well using USSD-based mobile banking. Know More

Just days after launch, BHIM has become the most popular Android app in India. The app is topping the charts on Google’s Play Store in India with a rating of 4.1.

BHIM review

Banks supported by BHIM

At the time of writing this post, the list of banks supported by this app is as follows:

  • Allahabad Bank
  • Andhra Bank
  • Axis Bank
  • Bank of Baroda
  • Bank of Maharashtra
  • Canara Bank
  • Catholic Syrian Bank
  • Central Bank of India
  • DCB Bank
  • Dena Bank
  • Federal Bank
  • HDFC Bank
  • ICICI Bank
  • IDBI Bank
  • IDFC Bank
  • Indian Bank
  • Indian Overseas Bank
  • IndusInd Bank
  • Karnataka Bank
  • Karur Vysya Bank
  • Kotak Mahindra Bank
  • Oriental Bank of Commerce
  • Punjab National Bank
  • RBL Bank
  • South Indian Bank
  • Standard Chartered Bank
  • State Bank of India
  • Syndicate Bank
  • Union Bank of India
  • United Bank of India
  • Vijaya Bank


  • BHIM requires permission to your Phone Calls & SMS to verify your phone number.
  • At the moment, his app only works on android phones.
  • It can be download from Google’s play store.

For more information: visit UPI Website

What do you think?

Dear Reader,
If you know some more details about BHIM app, feel free to list it out in the comments section with a little description. I will make sure to add it to the list.

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Happy Reading!